Flood restoration New York cost is determined by several factors. These includes the size of the area affected by the flood, the scope of the damage, the material needed and the type of flood water. Category 1 flood water is the least expensive to deal with because it is normally caused by broken faucets and pipes within your home. Category 2 flood water may contain minor contaminants like overflow from washing machines and dishwashers. Category 2 flood water is the most expensive and difficult to handle as it is normally caused by broken sewages or heavy rain. It usually contains harmful debris and toxic substances that can be dangerous to health.
Estimated final cost for flood restoration
| Item | Quantity | Fair Price |
|---|---|---|
| Flood Damage Cleanup Labor | 33.4 Hours | $4,011.88 |
| Flood Damage Cleanup Job Materials and Supplies | 200 Square Feet | $628.83 |
| Totals - Cost to Cleanup Flood Damage - 215 Square Feet | $4,640.71 | |
| Average Cost Per Square Foot | $23.20 |
Does insurance covers floodwater damages in New York?
Typically, flood insurance covers all damages caused by natural disasters like hurricanes and storms most specifically when outside water and mud overflows inside a dry house. Homeowners insurance, on the other hand, does not cover flood damages but may cover minor water damages caused by an individualized disaster like broken pipes the spews water and hailstorms smashing windows. Insurance may cover any damage as long as it was not due to lack of standard maintenance or negligence.
Can flood restoration New York companies directly charge my insurance company?
Yes. Most flood restoration can directly charge the insurance company of their client. If that is the case, you may only pay for the deductibles or any upgrades and additional services not covered by your insurance.
Can my home furnishings damaged by flood be restored in New York?
Restoration companies may do whatever it takes to salvage any furniture or appliance affected by the flood. However, this can be a futile attempt because in most cases, furniture and appliances can no longer be restored to their usable state.